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Funding options, a service offered by Arsilac

Detailed description :

Agilor credit: the ideal solution for financing your wine-growing equipment

Are you looking for a financing solution for the purchase of new or used agricultural, viticultural and/or wine-making equipment?
Arsilac has the solution for you! With our Agilor credit, you can obtain tailor-made financing in a single step, with no administrative hassle.

Tailor-made financing for your operating equipment

At Arsilac, we understand the importance of wine-making equipment to your business. That's why we offer flexible financing solutions for the purchase of new or used equipment, such as production units, presses, winemaking equipment and much more.

The Agilor loan is the quickest and simplest financing solution, allowing you to take out a conventional loan to suit your needs. Every year, more than 150,000 lines of credit are granted through our financing arrangements.


➝ AGILOR rates applicable in June 2024

  • 1 to 5 years 4,25 %
  • 6 to 7 years 4,35 %
  • 8 to 10 years 4,55 %

Flexible borrowing terms for your peace of mind

At Arsilac, we offer tailor-made loan conditions to meet your specific needs. Our loans are available for terms of 1 to 10 years, with annual, half-yearly, quarterly or monthly repayments. You can also benefit from a deferred first instalment of 1 to 21 months, depending on your financial capacity.

The advantages of Agilor credit

Our Agilor loan offers you a host of advantages, so you can invest with complete peace of mind. First of all, our approach is simplified and we're with you every step of the way. We'll work with you to complete the finance application and pass it on to the chosen lender. What's more, our response time is fast: as soon as the organisation receives your application, it undertakes to give you an answer within 48 hours.

A payment schedule tailored to your cash flow

We know that cash flow is a key aspect of your wine business. That's why we offer a repayment schedule tailored to your farm's cash flow. This means you can wait until the next wine year is marketed and profitable before you start repaying your loan.


New : agilor on mobile

Without logging on to your computer and wherever you are, you can now :

  • Create a finance application (loan or lease) in under 5 minutes
  • Simulate and track financing applications
  • Offer electronic signatures
  • Track and view your files, retrieve them and check their progress.

arsilac-agilor-credit-agricole-qrcode-application

Good to know

In order to ensure the security of operations and improve the quality of AGILOR applications, we have increased our level of vigilance with regard to uninsured borrowers (ADE). When loan insurance was not taken out at the outset, the customer is given advice by his local branch. This additional processing time only applies to cases where no loan insurance was taken out when the AGILOR contract was signed.

Electronic signatures make it easier for you! We'll be happy to help.

For contracts signed on paper
The date shown on the request must correspond to the date of the current price list and must be provided to us within 7 days.

The characteristics of the loan, particularly in terms of interest rates, are valid if the equipment is delivered within a maximum of 12 months and 8 days from the date of issue of the loan offer letter.

Please find below the contractual evolution:
The interest rate indicated is applicable if the equipment, which is the subject of this financing, is delivered within a maximum period of 12 months and 8 days from the date of issue of the Loan Offer Letter. If the equipment is delivered after this maximum period and if the TEC 3 published 3 days before the equipment delivery date has increased by at least 50 basis points since the date of issue of the Loan Offer Letter, the applicable interest rate will be the interest rate indicated above plus 50 basis points (i.e. 0.50). The applicable Annual Percentage Rate will be indicated in the Loan Offer Letter. In this case, the Lender will send the Borrower an information letter and an amortisation table when the funds are made available. The TEC 3 or Taux à échéance constante 3 ans is the actuarial rate of return on a notional Treasury security with a life of 3 years at each point in time. This index is publicly available and can be consulted on the Banque de France website.

The various scales are available on the agilorV2 website https://v2.ca-agilor.fr/ using your respective logins.

Do you have any questions?

Would you like to benefit from our flexible financing solutions for your business ? Contact us now using our online form.
At Arsilac, we are here to support you at every stage of your equipment investment.

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* Including MT / CT VAT / CT consumable 12 months

Rate: The financial conditions are set out in your contract.

Given the current period and weekly fluctuations, please contact us to confirm the current rate.